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Is your Home at Risk?

We Help People Facing Repossession, HIA Notices & Insurance Gaps

Get back on track — fast. Free and Confidential

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Clear Start's Story

What we are about

Founded in 2017, Clear Start helps home owners who are facing property challenges whether it be default with payments on the mortgage, property damage with insufficient or no insurance applicable or if HIA notice has been issued. Not sure where to start, Clear Start provide non judgmental, free review on every individual situation with clear direction on what the options are. No matter at what stage Clear Start has the knowledge and skill to navigate whether the goal is to retain credit rating, protect equity in the property, clear debt, remove caveats, repair damage or rectify notices, Clear Start Property can help.

You're not alone — and you’re not out of options. 

 

Many homeowners face financial stress at some point in their lives. Whether it's due to job loss, unexpected expenses, illness, or changes in circumstances, falling behind on mortgage payments can happen to anyone. When lenders begin legal proceedings, it can feel overwhelming — even paralysing. 

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At Clear Start Property, we understand how stressful and uncertain this time can be. That’s why we take a compassionate, solutions-focused approach to help you regain control and clarity. From the very first step, we work with you — and for you — to speak directly with your lender and create a path forward that puts your well being first. 

What is a Housing Improvement Act (HIA) Notice? 

 

A Housing Improvement Act Notice (HIA Notice) is an official letter issued by your local council or housing authority. It lets you know about areas in your property that need attention to meet safety, health, and habitability standards. 

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These notices may highlight issues such as: 

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  • Health and safety concerns 

  • Structural repairs 

  • Sanitation or maintenance needs 

 

Receiving an HIA Notice means improvements are needed to comply with legal standards. These notices are time sensitive, with deadlines to respond or to action. Acting promptly helps you avoid penalties and keeps your home safe. 

Facing Property Damage Without Insurance or with Insufficient Coverage? 

 

Dealing with major property damage can be overwhelming, especially if your insurance doesn’t fully cover the repairs or if you don’t have insurance at all. At Clear Start Property, we understand the stress this can cause, and we’re here to help you navigate this challenging situation with care and expertise. 

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How We Support You 

 

Our goal is to help you complete the necessary repairs without requiring any upfront costs from you. We focus on easing your financial burden, improving your property’s value, and taking the stress of dealing with lenders, insurers, and other parties off your shoulders. 

Our Services

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1

Repossession

Facing repossession can be an overwhelming experience, but there are steps you can take to potentially avoid repossession or mitigate its impact.

Clear Start Property can assist whether you have missed a few payments or you have received a court notice, we can advise.

 

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HIA Notices

Receiving a Housing Improvement Area (HIA) notice can be overwhelming. We aim to simplify the process and provide you with the support you need to navigate through the requirements and opportunities associated with HIA notices.

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No Insurance

Navigating property damage with limited or no insurance can be extremely challenging. We offer guidance on what can be achieved and take the stress out of what is  heightened period of uncertainty. Whether the damage is fire, flooding, subsidence or any number of causes Clear Start Property can support.

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What People Say About Clear Start Property

"Clear Start Property provided invaluable support during a challenging time. I highly recommend their services to anyone facing property repossession."

Anonymous

Clear Start Property

Originally from New Zealand, lived for over a decade in the UK and now a full time resident of Adelaide.

 

I have always had a keen interest in property and worked in several fields within the industry including land development, residential and commercial construction but what really interests me is the Aussie battler spirit and helping home owners seek the best outcome from is a significantly stressful time.

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I bring clarity and become the link between homeowner and lender, insurance broker or council to find amicable solution for an agreeable outcome. I take the stress and the hassle away and give you peace of mind to move forward and have a clear start.

 
contact@clearstartproperty.com.au
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0434 304 793

Contact Us

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